Borrow with
Confidence,
Borrow with Betty.

At Borrow with Betty, we make borrowing simple, friendly, and stress-free. Whether you’re buying a home, refinancing, or exploring loan options we guide you every step of the way with transparency, care, and unmatched expertise.

To Your Advantage

Transparency

We believe in clear and open communication, ensuring you understand every step of the process.

Expert Guidance

Our experienced team provides knowledgeable support to help you navigate your options with confidence.

Best Choice

We're committed to finding the ideal solution tailored to your unique needs and financial goals.

Your Mortgage journey starts with trust:

At Borrow with Betty, we’re more than just a mortgage company – we’re your neighbor, guide, and trusted partner in achieving your real estate goals. Proudly serving the entire state of Illinois, and based in the heart of Naperville at 1155 South Washington, we bring personalized expertise and a full suite of flexible lending options tailored to your unique financial situation. Whether you’re buying your first home, investing in property, or tapping into your home’s equity, our diverse loan programs ensure there’s a solution for everyone.

No matter where you are in your homeownership or investment journey, Borrow with Betty is here to help you take the next step with clarity and confidence. Our loan specialists are just a call or click away—ready to answer your questions, review your options, and guide you toward the best mortgage solution for your needs. Let’s make your real estate goals a reality—starting today.

ITIN Loans

If your credit history is limited or still developing, don’t worry. We accept alternative forms of credit such as rent payment history, utility bills, and other consistent financial records.

FHA Loan

FHA loans are designed to be more forgiving when it comes to credit scores, offering opportunities for borrowers with less-than-perfect credit.

DSCR Loan

DSCR loans help increase the availability of housing options in the market, providing potential future homes for individuals and families seeking a place to live.

VA Loan

VA loans offer lower-than-average rates, meaning smaller monthly payments and long-term savings.VA Loans are backed by the Department of Veterans Affairs, allowing lenders to offer 100% financing with no down payment required in most cases.

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REVIEWS

See what our customers have to say!

“I had no idea where to start when it came to buying a home, but the team at Borrow with Betty made everything so simple. They explained every step in plain English and never made me feel embarrassed for asking questions. I went from feeling overwhelmed to confident—and now I’m officially a homeowner! I can’t thank them enough for their patience and support.”

John

“As someone who’s self-employed, I had been turned down by other lenders who didn’t know how to work with my income. Borrow with Betty saw my situation differently—they found a solution that worked and treated me like a real person, not just an application. I’m now in my dream home and couldn’t be happier with how smooth and respectful the whole process was.”

Dennis Dugan

“I can’t thank Borrow with Betty enough for helping me buy my first home. From the first phone call to closing day, the team was incredibly supportive, knowledgeable, and responsive. They explained every step, found me the best loan option, and truly cared about getting me into the right home. It didn’t feel like a transaction—it felt like a partnership. Highly recommend!”

Jasmine R., Naperville, IL

“As a self-employed business owner, I struggled to find a lender who could work with my unique income situation. Borrow with Betty came through with a bank statement loan that made everything possible. They understood my needs and didn’t treat me like just another number. Their process was fast, honest, and super professional. I’ll be coming back for my next investment property!”

Carlos M., Aurora, IL

CONTACT US

Feel free to reach out any time

Borrow with Betty

NMLS ID 2326087

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Licensed in the following states:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

© 2025 Borrow with Betty . All rights reserved.

NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved